Can a married couple buy a house without a spouse?

In most states, a married couple can apply for mortgages, pay for a house, and title a house under the name of just one spouse. That also means it's technically possible to buy a house without your spouse and without them knowing.

Can a spouse buy a home if they are married?

In the dozen states that have community property laws, any property purchased by a married couple is equally owned by the spouses. Importantly, even if only one spouse is applying for a mortgage, community property law can allow a lender to consider the financials of both spouses - incomes, debts, credit scores, etc. -during mortgage underwriting.

Can a married couple buy a house with only one name?

If you’re married or planning to tie the knot and are thinking of buying a house, you’d usually combine your income and credit scores when applying for a mortgage. But you may be wondering if you can buy a house with only one partner’s name on the mortgage. The short answer is yes. A married couple can apply for a mortgage under only one name.